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Lesson 20: Reporting & Business Intelligence - Regulatory Reports

Reporting system for FinTech. Regulatory reporting. Business intelligence dashboards. Merchant analytics. Automated report generation.

🏗️ Architecture — Lesson 20 Lesson 20: Reporting & Business Intelligence - Regulatory Reports

FinTech & Payment Platform Architecture

Part 6: Data Platform & Analytics

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Lesson 20: Reporting & Business Intelligence - Regulatory Reports

Introduction

Reporting system for FinTech. Regulatory reporting. Business intelligence dashboards. Merchant analytics. Automated report generation.


1. Reporting system for FinTech

1.1 Basic concepts

Reporting system for FinTech is one of the most important topics in this field. Understanding the core concepts will help you design the right system from the beginning.

Key Concepts:
├── Concept 1: Nền tảng lý thuyết
├── Concept 2: Áp dụng thực tế
├── Concept 3: Best practices
└── Concept 4: Anti-patterns cần tránh

1.2 Why is it important?

AspectNot applicableCorrect application
PerformanceBottlenecks, high latencyOptimized, scalable
ReliabilitySingle point of failureFault-tolerant
MaintainabilityTechnical debt accumulatedClean architecture
SecurityVulnerableDefense in depth

2. Regulatory reporting

2.1 General architecture

┌─────────────────────────────────────────────────────┐
│                  SYSTEM ARCHITECTURE                 │
│                                                      │
│  ┌──────────┐  ┌──────────┐  ┌──────────────────┐  │
│  │  Client   │  │  API     │  │  Core Service    │  │
│  │  Layer    │──│  Gateway │──│  Layer           │  │
│  └──────────┘  └──────────┘  └──────────────────┘  │
│                                      │               │
│                               ┌──────▼──────┐       │
│                               │  Data Layer │       │
│                               └─────────────┘       │
└─────────────────────────────────────────────────────┘

2.2 Component Design

Each component in the system needs to be designed with the following principles:

  • Single Responsibility: Each component only takes on one responsibility
  • Loose Coupling: Minimize dependencies between components
  • High Cohesion: Related elements are in the same component
  • Interface Segregation: Clear, separate API

3. Business intelligence dashboards

3.1 Design Patterns applied

Applied Patterns:
├── Strategy Pattern: Cho phép thay đổi algorithm at runtime
├── Observer Pattern: Event notification mechanism
├── Repository Pattern: Data access abstraction
└── Factory Pattern: Object creation flexibility

3.2 Code Example

// Example implementation
public interface Service {
    Result process(Request request);
    boolean supports(RequestType type);
}

@Component
public class CoreService implements Service {

    @Override
    public Result process(Request request) {
        // Validate input
        validator.validate(request);

        // Execute business logic
        var result = businessLogic.execute(request);

        // Publish domain event
        eventBus.publish(new ProcessedEvent(result));

        return result;
    }
}

4. Merchant analytics

4.1 Monitoring & Observability

Observability Stack:
├── Metrics: Prometheus + Grafana
├── Logging: ELK / Loki
├── Tracing: OpenTelemetry + Jaeger
└── Alerting: PagerDuty

4.2 Performance Optimization

MetricsTargetStrategy
Latency p99< 100msCaching, async processing
Throughput> 10K RPSHorizontal scaling
Availability99.99%Multi-region, failover
Error rate< 0.01%Circuit breaker, retry

Summary

In this lesson, we learned about Reporting & Business Intelligence - Regulatory Reports. Key takeaways:

  • Understand core concepts and how to apply
  • Design architecture in accordance with requirements
  • Implementation patterns and best practices
  • Production considerations: monitoring, performance, security

Next article: We will continue with the next topic in the series.