FinTech & Payment Platform Architecture

Comprehensive course on FinTech and Payment Platform system architecture from basic to advanced. Including Payment Gateway, Digital Wallet, Double-Entry Ledger System, Fraud Detection, AML/KYC Pipeline, Core Banking Architecture, Lending Platform. Practical integration with VNPay, MoMo, ZaloPay, Stripe. Compliant with PCI-DSS, PSD2 and State Bank of Vietnam regulations. Case studies from leading payment systems in the world and Vietnam. Updated according to FinTech trends 2026.

Part 1: FinTech & Payment Platform

Lesson 1: Overview of FinTech - Domain Analysis & Business Models90 min Lesson 2: Platform Architecture Overview - Microservices & DDD for FinTech90 min Lesson 3: Regulatory Compliance - PCI-DSS, PSD2 & Regulations of the State Bank of Vietnam90 min

Part 2: Core Payment Engine

Lesson 4: Payment Gateway Architecture - End-to-End Payment Flow120 min Lesson 5: Payment Processing - Authorization, Capture & Settlement120 min Lesson 6: Multi-PSP Integration - VNPay, MoMo, ZaloPay, Stripe120 min Lesson 7: Reconciliation & Settlement Engine120 min

Part 3: Digital Wallet & Ledger System

Lesson 8: Digital Wallet Architecture - E-Wallet & Balance Management120 min Lesson 9: Double-Entry Ledger System - Accounting Engine120 min Lesson 10: Transaction Processing - ACID, Idempotency & Saga Pattern120 min Lesson 11: Currency & Exchange Rate Engine - Multi-currency Support90 min

Part 4: Risk Management & Fraud Detection

Lesson 12: Fraud Detection System - Rule Engine & ML Models120 min Lesson 13: Anti-Money Laundering (AML) & KYC Pipeline120 min Lesson 14: Risk Scoring & Real-time Transaction Monitoring120 min

Part 5: Banking & Lending Platform

Lesson 15: Core Banking Architecture - Account Management120 min Lesson 16: Lending Platform - Loan Origination & Underwriting120 min Lesson 17: Credit Scoring Engine - Data Pipeline & ML120 min Lesson 18: Interest Calculation & Amortization Engine90 min

Part 6: Data Platform & Analytics

Lesson 19: Financial Data Pipeline - Event Streaming & CDC90 min Lesson 20: Reporting & Business Intelligence - Regulatory Reports90 min Lesson 21: Real-time Analytics & Dashboard90 min

Part 7: Infrastructure, Security & Production

Lesson 22: Security Architecture - Encryption, HSM & Tokenization120 min Lesson 23: Infrastructure & High Availability - Multi-region & DR120 min Lesson 24: Performance & Scalability - Handling Peak Transactions120 min Lesson 25: Case Studies - VNPay, MoMo, GrabPay & Stripe120 min